Home Loans

Prominent economist Shane Oliver looks back on the highs and lows of 2012 and shines light on where the economy is heading in 2013.

New home building approvals in Australia rose slightly in November thanks to a continued shift to apartment living, but many expect lower mortgage rates and a growing population to signal further recovery this year.

Finding the right location is crucial to ensure strong long-term capital growth, but amid the noise of real estate agents, friends and family and your own prejudices to areas – how do you know for sure that an area’s investment potential stacks up? Here are 10 steps.

A reverse mortgage is a home loan that provides cash payments based on home equity. The idea is that homeowners normally defer payment of the loan until they die, sell or move out of home.

What questions should you ask yourself when trying to work out how much to put in an offer for a property?

It can be hard to know when to sell your property to maximise the return on you’re investment. Getting the timing right can be tough. To start with it’s a good idea to look out for the three real estate markets to look for:

Renovating your house can mean you’ll need council approval for the changes. Unless it goes smoothly it can cost you valuable time and money, getting knocked back from your plans will mean a potentially costly redesign and resubmit. Here’s a few ways you can speed things up.

When selling a property vendors are always looking for the best way to present it, the better it looks the more desirable it is and hopefully, the more people will be prepared to pay for it.

There has been plenty of talk in recent times of banks being scrutinised to ensure they maintain their lending standards.