Construction Loans Melbourne

At Perry Finance, we simplify your construction financing journey, ensuring a cost-effective process with fewer headaches.

Perry Finance is a team of trusted experts who can help you with getting access to the right construction loan.

Our experienced advisors will help you turn your ideas into reality. Get started today!

What Are Construction Loans?

Construction loans are a form of short-term financing that can cover the costs associated with building or repairing property from start to finish. You can use them to buy land, draft plans, take out permits, and to even pay for labour and materials. Funding is drawn progressively against a construction contract so that you only paying interest when you need the funds.

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Why Choose Perry Finance for Construction Loans?

At Perry Finance, we understand how stressful and complex the process of construction financing is. We are dedicated to helping you navigate the construction process more cost-effectively and with fewer headaches.

Here are the benefits of partnering with Perry Finance for your next Construction Loan:

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Construction loans are a specialised area of finance, and getting the right advice before applying is essential. With over 50 combined years of experience in construction lending among our team of advisers, you will be provided with sound guidance and the benefit of our extensive knowledge to ensure that you go with the best construction loan solution that fits your needs.

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At Perry Finance, we prioritise client value above everything else. Our advisers and customer support team are trained to be responsive and helpful to ensure you experience a seamless loan application process.

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At Perry Finance, we understand that every construction project is unique. Our commitment to personalised service means we go beyond other brokers’ cookie-cutter solutions. Instead, we tailor construction loan solutions to fit your needs and match any budget or project size.

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Melbourne-based construction loan brokers; Australia-wide development property finance solutions. Property development is a continually evolving industry. It’s vulnerable to sudden shifts in economic climate and marketplace conditions almost overnight. Without the right financial advice from day one, this can drastically affect your project’s profitability. Perry Finance’s knowledgeable Melbourne construction loan brokers can assist. View more

Our Construction Loan Process

The Perry Finance construction loan process follows this simple process:

  • Our friendly advisors would be delighted to meet with you and answer any questions you may have. We will be able to discuss your financial goals and current financial position in this meeting and conduct a needs and fact analysis.

  • We work with you to determine the borrowing capacity. Once this information has been gathered, we provide advice on loan structuring. Product information is also discussed before guiding you through the loan application process.

  • As soon as the loan has been approved, we guide you through to settlement and provide post-settlement support.

  • The Perry Finance team answers questions throughout the process and endeavours to provide every customer with a positive and successful loan experience.

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The key to your success and financial freedom starts here.

Melbourne Finance & Equity Group

Melbourne Finance & Equity Group structures property secured funding solutions from our network of investors, institutional funders and banks. We are able to arrange funding across the capital stack in the form of First Mortgage Debt, Mezzanine Finance and Preferred Equity.
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How to Apply for a Construction Loan with Perry Finance

Applying for construction loans with Perry Finance is straightforward. Here’s exactly what you need to do to acquire your construction loan with us!

Step 1:
Book an initial consultation

To get access to our construction loan services, book an initial consultation with us via email, phone, or through the form on our website.

Step 2:
Consultation Call with One of Our Trusted Advisor

During the consultation call, one of our experienced credit advisors will review your construction loan needs.

Step 3:
Fact Find and Needs Analysis

Complete the fact-find process using a simple list of documents. When you provide us with the information we need, it allows us to conduct our analysis and provide you with information regarding your borrowing capacity and credit advice.

Step 4:
Credit Advice

After the analysis, we assess your borrowing capacity and provide a document outlining our recommended loan products and structure.

Step 5:
Loan Application

We summarise your transaction for the proposed lender and lodge a loan application on your behalf.

Our friendly processing team manages the transaction through to approval and provides you with regular updates.

A valuation is required as part of the process, which we order on your behalf.

Step 6:
Signing of loan documents

The loan should receive unconditional approval and the loan documents will be sent out for signing.

Step 7:
Loan settlement

Loan settlement occurs once the loan documents have been signed, returned and checked by the lender.

Perry Finance will continue to assist you post-settlement and support you with any progress claims or enquiries.

Contact us today and start your Construction Loan Application.

Find our more about our Construction Loan application process

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Construction Loan FAQS

Do you wish to start building your dream home from scratch? Maybe you’re looking forward to enlarging your existing home to adjust to your expanding family. Either way, a construction home loan could be a perfect fit for you.


Of all the questions people ask themselves when building their own home from scratch, this is arguably the most concerning one. Unfortunately, it’s not a cut-and-dry answer either.

It depends on the specific terms and conditions outlined in the contract between the buyer and the builder. Typically, a fixed-price building contract is used for a house and land package, which means the builder agrees to build the home for a specific, agreed-upon price.


Commercial Loans

We offer commercial loans to businesses looking to finance technical operations and investments. Companies can take advantage of these loans to purchase equipment, refinance existing debt, or invest in a new venture or product.

Home Loans

We help businesses navigate the complex world of the construction finance market to understand industry upticks and pitfalls in real-time so that together we achieve the best possible outcome.

Investment Home Loans

Based on our sound knowledge of real estate and development, we offer specialised assistance to property investors and high-net-worth individuals to secure smart investments.