Perry Finance News
Read the latest Perry Finance news and industry insights - join us on our journey as an award winning broker in Melbourne.

APRA Introduces New Caps on High Loan-to-Income Mortgages
Australia’s financial regulator is moving to rein in risky lending by capping the share of new mortgages that exceed six times a borrower’s income. The

APRA Introduces New Caps on High Loan-to-Income Mortgages
Australia’s financial regulator is moving to rein in risky lending by capping the share of new mortgages that exceed six times a borrower’s income. The

Victoria to Introduce New Underquoting Laws Requiring Reserve Price Disclosure
Victoria is set to overhaul its real estate rules by introducing new laws that will force agents to publicly disclose a property’s reserve price at

Understanding Non-Bank Financial Institutions (NBFIs) and Their Benefits
Non-bank financial institutions (NBFIs) are reshaping Australia’s financial system by offering flexible alternatives to traditional banking. They bridge the gap between borrowers and lenders, drive

Zoning Reforms and Townhouses Could Unlock Housing Affordability
A new Grattan Institute report argues that Australia’s housing affordability crisis could be eased dramatically through zoning reform and a shift toward medium-density townhouse and

Foreign Investors Flock to Victorian Property Despite New Taxes
Victoria continues to draw the most foreign property investment in Australia, even amid rising government fees, new surcharges, and tightening tax measures designed to cool

Rising Unemployment Reopens the Door to a Potential Rate Cut
Australia’s unemployment rate has climbed to a four-year high, reigniting speculation that the Reserve Bank of Australia (RBA) could cut interest rates again when it

Cranbourne South Leads Melbourne’s Top Property Investment Suburbs
Cranbourne South has taken the top spot in Melbourne’s list of most attractive suburbs for property investors this spring, according to the latest PropTrack Investor

Why Older First-Home Buyers Are Turning to Townhouses
Townhouses are fast becoming the property of choice for older first-home buyers taking advantage of the expanded Home Guarantee Scheme. Offering more space than apartments

Melbourne Set to Rejoin the Million-Dollar Property Club This Spring
Melbourne’s housing market is showing renewed strength, with forecasts suggesting its median house price will top $1 million by summer. A strong spring selling season,

Rent Bidding Ban in Victoria: What It Means for Landlords and Tenants
From October, Victoria will ban rent bidding – a practice where renters are pressured or encouraged to offer above the advertised rental price. The change

Offset Accounts vs Redraw Facilities: What Property Investors Need to Know
Offset accounts and redraw facilities are two powerful tools property investors can use to reduce interest costs and improve cash flow. While they both save

Mum-and-Dad Investors Reaping the Rewards of Commercial Property
Many everyday Australian investors are missing out on the potential of diversifying their portfolios by remaining overly focused on residential property. While residential housing has

Property Hotspots Being Fired Up by Melbourne Infrastructure Investment
Melbourne’s property market sentiment is showing signs of recovery. Auction clearance rates are on the rise, and property investors are increasingly focused on identifying property