Market Rates


Commercial Lend

90 Day

180 Day



* these represent current bank base rates, a margin will be attached to these rates for commercial deals.

Located at the ‘Paris’ end of Collins Street in the heart of Melbourne’s CBD, Perry Finance is committed to providing tailored finance solutions to developers and investors.

For over a decade, the dedicated Perry Finance team has been providing expertise and debt strategy advice through intense product knowledge and experience in the finance industry.

An integral partner to our panel of lenders, let Perry Finance leverage optimal funding for you. Our expert team offer innovative finance solutions based on debt structuring experience and product knowledge.

Development Finance

  • Development funding to 70% GRV on projects
  • Land banks for development sites
  • Mezzanine funding
  • Take out finance for half-completed projects
  • Joint venture funding

Residential Loans

  • Low-doc loans
  • Full-doc loans
  • Short-term loans
  • Foreign resident loans
  • Specialised security loans
  • Interest capitalisation

Commercial Loans

  • We find the best rates and terms for your loan
  • We'll structure your debt in a way that best suits investment or business goals
  • We can negotiate pricing to ensure your fees are kept to a minimum

Commercial Loans

The commercial mortgage market is more diverse and unstructured than the residential market and people purchasing commercial property, whether for their own business or investment purposes, will suit different lenders and products depending on their individual situation and goals.

Finding funding for property development has not been easy over the past 2 years as banks have become more and more conservative with their requirements. Countless projects have not proceeded or have been held up due to issues with financing.

Development Finance

Residential Mortgages

For residential home buyers and property investors, effective debt structuring is paramount to achieving successful outcomes. At Perry Finance our expertise in financial analysis enables our professionals to help our clients tailor their debt to meet their individual needs.

Latest news

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The US Federal Reserve has hiked its interest rate above Australia's for the first time in 18 years

More hikes are expected to the US Fed’s target funds rate later this year and again in 2019 while the Australian rate stays relatively steady.

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Loan serviceability standards could be the next focus for banking regulators

UBS says the Australian Prudential Regulation Authority (APRA) has been hinting at moves on serviceability and the banking royal commission has had its early focus on responsible lending and it's building pressure on regulators to act.

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Victorian Government launches pilot shared equity scheme to assist first-home buyers

The new HomesVic scheme will assist up to 400 first-home buyers meet the criteria to be eligible to enter the housing market by reducing the amount they need to snare a property.

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Land-use restrictions and zoning rules might add more cost to property than you think

Government land-use regulations and zoning rules are costing homebuyers in Melbourne $324,000 on an average property.