Residential Mortgages

For residential home buyers and property investors, effective debt structuring is paramount to achieving successful outcomes. At Perry Finance our expertise in financial analysis enables our professionals to help our clients tailor their debt to meet their individual needs. We specialise in dealing with property investors and high net worth individuals, having established a strong track record handling complex borrowing structures and scenarios. If you are a home buyer, an investor with multiple properties, or aiming to build a property portfolio, we are dedicated to providing you with the assistance that you need.



IT'S EASY TO APPLY.

Loan Application Form

Our easy 7-step application process

STEP 1:

Tell us a bit about what you need – we conduct a short interview to find out a bit more about how we can help you

STEP 2:

Book an appointment to see an adviser – one of our professional staff will make a time to see you

STEP 3:

We will make an assessment of your borrowing capacity and provide with a funding table showing your current borrowing position

STEP 4:

We will make loan product and structuring recommendations and send them to you.

STEP 5:

You confirm with us you are happy to proceed and we submit your loan for processing. We’ll let you know what documents we need, make sure you provide all of them to avoid any unnecessary delays

STEP 6:

We keep you updated throughout the loan process.

STEP 7:

Your loan settles, but we don’t stop there, we’ll work with you to make sure your new loan set up is as hassle-free as possible

Latest news

Agents and vendors consider extending property marketing campaigns to accomodate for longer loan approval times

The typical four-week sales campaign for property is becoming too short because loans are taking so long to approve amid the tightened lending environment.

Sydney's property downturn on track to break records

Sydney property prices have copped a pumping in 2018, falling 9.5 per cent since their peak in the middle of last year.

Rates on hold again as RBA waits for more wage growth

Australia’s record run of low interest rates has continued on for another month with the RBA once again leaving the official cash rate at 1.5 per cent.

Borrowers face extra repayments as interest-only loans rollover to principal-and-interest

There’s a huge number of interest-only mortgages in Australia – around $120 billion worth – that will soon transfer over to principal-and-interest according to the Reserve Bank.